***Important Message for ALL Members with ATM/Debit Cards***

As of August 15th, the federal government is forcing all financial institutions to shut down ATM/Debit cards for all members that have not signed an Overdraft Opt-In form.

Click here or go to the ATM/Debit Card page for more details.

Finance Your Home With People You Trust

The Chadron Federal Credit Union has the ability to finance your home.  In these days of uncertainty, it’s important that you do business with people and organizations you can trust.  Whether you’re purchasing your dream home or refinancing your current residence, we are here to help.  First mortgage loans are made possible through our mortgage partner, Centennial Lending.  They are a Credit Union owned and operated service organization, so you can count on them to provide the kind of outstanding service you could only expect from the Chadron Federal Credit Union.  Choose from a wide array of 1st Mortgage financing options:

· Fixed Rate Loans - 10,15,20,30,and 40 Year Options

· Adjustable Rate Mortgages (ARMs), Interest Only, Jumbo and Balloon Options

· FHA and VA

· Online Application with Instant Approvals!!

· Local Underwriting - the decision is made here at the Chadron Federal Credit Union

· Local Servicing - your loan won’t be sold time and time again.  Centennial Lending will service your 1st Mortgage for the life of the loan!

· Construction and Commercial Loans are also available

Stop in or call us today for more information, or click on the Centennial Lending logo below to go to their web-site.

Identity Theft - Check Fraud - Pharming - Phishing - Dumpster Diving

 Introducing Free Fraud Education from Liberty

Liberty provides peace of mind for you and other members with their fraud-deterrent products and services.  They will build awareness of troublesome issues such as identity theft and help you get educated on these issues.

Go to www.LinkToLiberty.com to get started.

Beware of Scams

Protect your Account

We've started a new Scams page to help inform members of different scams that we are aware of.

It is important for you to keep a close eye on your account and credit card statements.  Most financial institutions and credit card companies have online account access which will allow you to look at your account history at any time.

It is also a good idea to keep an eye on your credit report.  Everyone is allowed one free annual credit report at www.annualcreditreport.com.  You may also go to one of the three major credit reporting agencies.  They are:

Why Join a Credit Union?

Credit Union's are non-profit financial co-operatives owned and operated by its members.   When you open an account at a credit union, you become a member and  an owner.  This means, the profit we make gets returned to you by the way of better interest rates on loans and higher dividends on savings.  Each account is insured up to $250,000 by the National Credit Union Share Insurance Fund (NCUSIF).  This makes federal credit unions one of the safest places to deposit your money.  When you deposit money into a credit union, funds are immediately deposited into your account, unlike some other financial institutions where you would have to wait until the next business day before it officially hits your account.  Combine all this with many of the other great services and products and you can't go wrong with joining a Credit Union.  However, there are certain qualifications you must meet in order to become a member.   To learn how to become a member of the Chadron Federal Credit Union, just click on About Us. 

Chadron Federal Credit Union

126 East 3rd

Chadron NE  69337

Phone/Fax: (308) 432-2588

Toll Free: 1-877-220-3257

E-Mail: chadronfcu@chadronfcu.com

We are open from 8:00 am - 5:00 pm Monday through Friday. 

(Except for Federal holidays)

   Send mail to chadronfcu@chadronfcu.com with questions or comments about this web site.    Last modified: 03/31/09