MESSAGE FOR MEMBERS WITH ATM/DEBIT CARDS
The government is requiring all financial institutions to comply
with a new Overdraft Regulation that asks the member/customer to
"Opt In" in order to have overdraft coverage (this is NOT a line of
credit). Our ATM and every day debit card transactions are not
authorized to pay overdrafts. Instead the transaction will be
declined if there are not sufficient funds for the transaction.
However, there are times a transaction will post to the account
allowing it to go negative causing an overdraft situation. In
order to honor your ATM/Debit card should you overdraft, we need you
to request overdraft coverage by completing our Overdraft Coverage
Opt In form.
To request overdraft coverage for your ATM withdrawals and every
day debit card purchases, or for information please stop by our
office, call us at (308) 432-2588..
Items that are posted to your account that cause an overdraft and
are honored by Chadron Federal Credit Union will be charged a fee of
$30.00 per transaction.
business hours call:
or weekends call:
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