Chadron Federal Credit Union

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Your savings is federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.


Copyright 2011



The government is requiring all financial institutions to comply with a new Overdraft Regulation that asks the member/customer to "Opt In" in order to have overdraft coverage (this is NOT a line of credit).  Our ATM and every day debit card transactions are not authorized to pay overdrafts. Instead the transaction will be declined if there are not sufficient funds for the transaction.  However, there are times a transaction will post to the account allowing it to go negative causing an overdraft situation.  In order to honor your ATM/Debit card should you overdraft, we need you to request overdraft coverage by completing our Overdraft Coverage Opt In form.

To request overdraft coverage for your ATM withdrawals and every day debit card purchases, or for information please stop by our office, call us at (308) 432-2588.

Items that are posted to your account that cause an overdraft and are honored by Chadron Federal Credit Union will be charged a fee of $30.00 per transaction.



During business hours call:



After hours or weekends call:





What is Verified by Visa?

Verified by Visa is a free service that offers online consumers security that goes beyond the fraud protection automatically included with a Visa card. The service can be used with any Visa credit or debit card.

Verified by Visa Information


When making a purchase at a participating online retailer, Verified by Visa requires you to input an additional password to confirm your identity before completing a transaction.


You can activate Verified by Visa on your card at Visa's website, when prompted with the option at a participating retailer.

Personal Message

Visa points out that when you sign up for Verified by Visa, you submit a "personal message." This message appears in your Verified by Visa window when you are about to make a purchase, to offer further validation that you are safely and securely inputting your password.


Visa notes that if you suspect someone has stolen your Verified by Visa password, you should immediately contact your card issuer.

Online Retailers

As of February 2010, over 100 online retailers are part of the Verified by Visa program. They include, but are not limited to, WalMart, Toys R Us, Office Max, Dell and Delta Airlines.



Click the logo to go directly to the Verified by Visa website


Last Update March 8, 2012                                                   Home | Privacy Policy