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General Loan Information
Basic Requirements:
* Must be an active primary member
* Must be 18 to apply
* Must have source of income
Types of Loans
Vehicles:
(Includes Cars, Trucks, Vans, SUV's & Motor Homes)
NEW
Can be
financed up to 72 months (Brand New ONLY and loan amount must be
in excess of $20,000)
Under $20,000 can be financed for 48-60
months
USED
Vehicles
6 years old or older can be financed for 36 months
Vehicles 6 years old and newer can be
financed for 48-60 months
Boats, ATV's
& Motorcycles:
6 years old and newer can be financed for
48-60 months
6 years old and older can be financed up to
36 months
Mobile
Homes:
New & used mobile homes 6 years old or
newer can be financed up to 180 months.
Used mobile homes 6 years old and older may
be financed up to 120 months based on the value of the mobile home.
Home Equity:
Contact a loan officer for more information
Share Secure
Loans:
Share & Certificate secured loans can be
financed up to 60 months.
Signature
Loans:
Signature loans can be financed up to 24
months based on the amount borrowed.
Fees
Credit Report Fees: $5.00 for a single
applicant/ $10.00 for a joint application
Lien Fees: $7.00 for a Nebraska title
(Other state fees may vary)
Other
Full coverage insurance in REQUIRED on all
title secured loans over $2,500
A title to a vehicle used for collateral on
any loan must be provided to CFCU within 30 days of the date of the
loan. The title must be in the name/names of the loan
recipient.
**ALL loan terms and rates are subject to credit approval**
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